Many car owners are not very familiar with car insurance when they purchase auto insurance. Blindly buying according to the recommendation of insurance personnel may not be worthwhile. In general, we recommend that new car owners buy auto insurance, but many new car owners have doubts. Is all-risk insurance a guarantee? No matter what kind of situation the car appears to be compensated? When a new car owner purchases insurance, he must realize that the full risk does not equal to the total insurance. Under normal circumstances, the full risk includes 15,16 types of insurance, but in many 4S stores, there are 8 types of insurance, which are transport compulsory insurance. , Vehicle loss insurance, Excluding exemption and insurance, third party liability insurance, vehicle personnel liability insurance, vehicle robber insurance, scratch insurance, and glass breakage insurance. However, the above eight types of insurance will only be mandatory for compulsory insurance. Other types of insurance are optional commercial insurance. Therefore, owners are generally recommended to buy full insurance, vehicle damage insurance, and third party liability insurance. All risks do not include auto-ignition damage insurance, so many owners are very tangled, do not know if they want to buy auto-ignition damage insurance, new cars generally do not need to buy auto-ignition damage insurance, as long as it is a new car during the warranty period, once After the spontaneous combustion, there will be manufacturers responsible. But now many manufacturers are habitually evading responsibility after the auto-ignition phenomenon, so some new car owners can also consider providing new autos with auto-insurance insurance. After this, the auto insurance company can also incur losses after a fire due to its own circuit oil circuit failure. Take up part of the responsibility. Many car owners who are not very clear about car insurance are advised to go online or purchase through friends' recommendations before buying insurance. They can't blindly purchase car insurance according to 4S's marketing strategy or being petty. For some auto insurance is not very clear auto insurance, it is best not to buy, and at the same time during the purchase of auto insurance do not be deceived by the insurance company's phone purchase insurance, it is best to buy in the full knowledge of the entity store.
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